The Automobile Association (The AA) is one of the dominating Motoring organizations in UK and was established in 1905. Initially focused on helping the motorists evade police speed traps, it has evolved into a leading provider of various
Car Insurance policies.
AA Insurance is ranked as one of the biggest insurance companies in Ireland with more than 170,000 policy holders. The highly trained and professional sales team operates from Monday to Friday from 9 a.m. to 5 p.m. The policies come with many benefits and are highly competitive.
| AA Car Insurance Coverage |
 |
| Product Features |
Members |
Non Members |
| New Car Replacement |
Yes |
Yes |
| Personal belongings |
£500 |
£250 |
| Child car seat |
Yes |
Yes |
| Loss of keys |
£500 |
£500 |
| Maximum free foreign days |
90 days |
90 days |
| Guaranteed no claims discount |
No |
No |
| Rescue cover |
Cost |
Cost |
| Transport after accident |
No |
No |
| Courtesy car |
Standard |
Standard |
| Enhanced courtesy car |
No |
No |
There are four types of
Car Insurance provided by the company. They are
- Short Term
- Women’s Car Insurance
- Young Driver’s Car Insurance
- Classic Car Insurance
Short Term Car Insurance: This is very useful when lending your car to your friend or colleague for a short period and also pulls down the risk on the main car insurance when lending.
AA Car Insurance is applicable to all persons with UK, European or other full driving license. It is applicable for a period from 1 to 28 days. Drivers should be above the age of 24.
Women’s Car Insurance: AA provides special insurance cover for female drivers. The rates are competitive with a good range of benefits. The reason being female drivers’ claims are less costly than the male drivers. Through
AA Car Insurance female drivers can avail many benefits such as lower cost are charged for claims made by them, get a car replacement while their car is under servicing or repair and an array of other benefits.
The policy benefits offered to a female driver are many. A Comprehensive policy helps to get a replacement car while the owner’s car is being repaired. There is also a 24 hour claim line. Repairing and replacing windscreens have 24 hour access. In case the car is used for work or taking kids to school, additional benefits are provided to suit these requirements.
Young Driver’s Car Insurance: Young drivers who are looking out to insure their first car have to pay the highest premiums than the older drivers with more driving experience. The reason being young drivers have the most accidents than older drivers and death rates among the younger ones are higher. The reduction in premium can be done by driving very carefully in the first year and earning a no claims discount.
AA Car Insurance also provides Classic Car Insurance for car owners above 25 years of age and who own a car which is more than 15 years old. It excels in delivering the best deals at the lowest prices. A panel of knowledgeable insurers is provided by the company to guide the customers in getting the best covers at lesser cost.
The Automobile Association Company continues to adhere to its standards, and is offering the best products and services as it expands its business. It is involved in providing an array of financial services like loans, credit cards, home insurance, travel insurance, life insurance and many more at a comparatively cheaper price range.
