Bell group of Car Insurance Providers is part of Admiral Group started in January 1993. At the bequest of Hayter Brockbank, a managing agent based on Lloyds in London, Henry Engelhardt became its head and started the operation. The acceptable structure developed with Lloyds was intended to target a market that has not been previously covered properly by other motor insurers in the direct line. The market segment they focused on was higher premium segment of business including motorist having performance cars, younger drivers and city dwellers, section of people who usually face difficulty in getting cheap insurance.
Bell Direct was launched on June 1997, aimed at motorists having full bonus (no claims) and also for credit card users.
| Bell Car Insurance Coverage |
 |
| Product Features |
Bell |
Flexi Bell |
| New Car Replacement |
No |
No |
| Personal belongings |
£100 |
£100 |
| Child car seat |
No |
No |
| Loss of keys |
Not covered |
Not covered |
| Maximum free foreign days |
90 days |
90 days |
| Guaranteed no claims discount |
optional |
optional |
| Rescue cover |
service |
service |
| Transport after accident |
No |
No |
| Courtesy car |
optional |
standard |
| Enhanced courtesy car |
No |
No |
Bell was previously called
Bell Direct Insurance. They also use the name “Bell Motor Insurance” and focus on people who already had an accident through no fault of theirs and young drivers and people previously named as drivers on others’ policy like a friend or partner and have now got their own policy for car insurance. Since 2000, they have started cheap online car insurance. Their insurance offer low or zero no claims discount. Their standard policy is
Bell Car Insurance Policy, a policy that is ready made having every protection, as well as cover expected by you. Besides, they provide a great array of benefits such as cover for legal expenses, round the clock help line for accidents, as well as glass repairs and European Cover for a maximum period of three months (90 days) for free.
Main Forms Of
Bell Car Insurance:
- Third party protects insurers from the damage done to other people
- Third party for fire and theft as the name suggests offer protection from fire and theft as well
- Comprehensive cover offer protection for car, permanently fixed electronic equipment in it, repair and replacements of windscreen and repairs of car and if it cannot be repaired then the cost to replace it.
- Bonus Accelerator enables building up quickly the no claims bonus.
- Extra Cover for getting replacement car, when your car is being repaired, personal injury and also your belongings in the car during accident.
- Enable comparison with other top insurance providers to confirm that Bell Car Insurance is the most appropriate one to meet your needs.
- FlexiBell to
customize
the policy for meeting particular needs.
FlexiBell is the alternative developed for the Standard Policy of
Bell for getting cheaper Car Insurance, yet gives you the comprehensive cover. FlexiBell policy gives you the benefit of matching the required features and any other extras needed by you, so that you can save money by only selecting the features, as well as the extras necessary for you to have all the necessary cover. This policy from Bell is flexible allowing paying for
Car Insurance in flexible ways. Payments can be spread out in monthly
installments. You can also avail the choice of paying in one lump sum amount with debit card or else credit card to get the discount of 10 percent.
