Bell Car Insurance

In January 1993, Bell car insurance group became part of Admiral Group. The head of this company is Mr. Henry Engelhardt. The main aim of this company was to target the market segment of the area which is not yet covered by any other insurance company. The insurance provider focused on higher premium segment of business, which includes people having a problem in getting cheap insurance, motorist having performance car and younger drivers. In June 1997, Bell Direct was launched to give credit card users and motorists a full bonus without any claim.

The company provides many interesting product features to their customers to grab their attention and increase their productivity. The new car replacement is not provided to the policy holder in both Bell and Flexi Bell options, if an owner’s car is damaged due to accident or any other reason. There is no coverage for the lost keys in both the options. The insurance provider won’t provide the facility of child car seat in both Bell and Flexi Bell option. Bell Car Insurance company provides maximum of 90 days of foreign coverage. The company does not provide facility of transportation after the accident, and enhanced courtesy car for policy holder. Courtesy car is optional in case of Bell and standard in case of Flexi Bell for a customer.

Bell Direct Insurance Company is famous for its customer friendly services. They also provide every possible protection and cover to their customer. There are many benefits provided by this insurance company such as 24 hour help line for accidents, glass repair and legal expenses. Bonus Accelerator is useful in providing no claim bonus to the customer as quickly as possible. The Insurance company helps in customizing the policy according to customer’s need. The customer gets a benefit of paying their amount in monthly instalment. The customer also gets a benefit of discount, when they pay their money with the help of debit card or credit card.

Bell group of Car Insurance Providers is part of Admiral Group started in January 1993. At the bequest of Hayter Brockbank, a managing agent based on Lloyds in London, Henry Engelhardt became its head and started the operation. The acceptable structure developed with Lloyds was intended to target a market that has not been previously covered properly by other motor insurers in the direct line. The market segment they focused on was higher premium segment of business including motorist having performance cars, younger drivers and city dwellers, section of people who usually face difficulty in getting cheap insurance. Bell Direct was launched on June 1997, aimed at motorists having full bonus (no claims) and also for credit card users.

Bell Car Insurance Coverage
Product Features	Bell	Flexi Bell
New Car Replacement	No	No
Personal belongings	£100	£100
Child car seat	No	No
Loss of keys	Not covered	Not covered
Maximum free foreign days	90 days	90 days
Guaranteed no claims discount	optional	optional
Rescue cover	service	service
Transport after accident	No	No
Courtesy car	optional	standard
Enhanced courtesy car	No	No

Bell was previously called Bell Direct Insurance. They also use the name “Bell Motor Insurance” and focus on people who already had an accident through no fault of theirs and young drivers and people previously named as drivers on others’ policy like a friend or partner and have now got their own policy for car insurance. Since 2000, they have started cheap online car insurance. Their insurance offer low or zero no claims discount. Their standard policy is Bell Car Insurance Policy, a policy that is ready made having every protection, as well as cover expected by you. Besides, they provide a great array of benefits such as cover for legal expenses, round the clock help line for accidents, as well as glass repairs and European Cover for a maximum period of three months (90 days) for free.

Main Forms Of Bell Car Insurance:

• Third party protects insurers from the damage done to other people
• Third party for fire and theft as the name suggests offer protection from fire and theft as well
• Comprehensive cover offer protection for car, permanently fixed electronic equipment in it, repair and replacements of windscreen and repairs of car and if it cannot be repaired then the cost to replace it.
• Bonus Accelerator enables building up quickly the no claims bonus.
• Extra Cover for getting replacement car, when your car is being repaired, personal injury and also your belongings in the car during accident.
• Enable comparison with other top insurance providers to confirm that Bell Car Insurance is the most appropriate one to meet your needs.
• FlexiBell to customize the policy for meeting particular needs.

FlexiBell is the alternative developed for the Standard Policy of Bell for getting cheaper Car Insurance, yet gives you the comprehensive cover. FlexiBell policy gives you the benefit of matching the required features and any other extras needed by you, so that you can save money by only selecting the features, as well as the extras necessary for you to have all the necessary cover. This policy from Bell is flexible allowing paying for Car Insurance in flexible ways. Payments can be spread out in monthly installments. You can also avail the choice of paying in one lump sum amount with debit card or else credit card to get the discount of 10 percent.