HSBC Car Insurance
HSBC with its headquarters in London is one among the world’s biggest financial and banking organisation. It was founded in 1865, by Hong Kong and Shanghai Corporation Limited. Their international network is in 83 countries include Europe, America, Asia Pacific, Middle East and Africa. They hold close their principles, as well as values in all dealings. They have an array of insurance policies including HSBC Car Insurance and covers like comprehensive, third party motor insurance and third party for fire and theft.
| HSBC Car Insurance Coverage |
 |
| Product Features |
Basic |
Premier Car Insurance |
Corinthian |
Doric |
Regency |
Select |
| New Car Replacement |
Yes |
Yes |
Yes |
No |
No |
Yes |
| Personal belongings |
£100 |
£100 |
£100 |
£50 |
£50 |
£100 |
| Child car seat |
No |
No |
No |
No |
No |
No |
| Loss of keys |
£500 |
Not covered |
Not covered |
Not covered |
Not covered |
Not covered |
| Maximum free foreign days |
90 days |
60 days |
0 days |
0 days |
0 days |
0 days |
| Guaranteed no claims discount |
No |
No |
No |
No |
No |
No |
| Rescue cover |
cost |
cost |
service |
service |
service |
No |
| Transport after accident |
No |
No |
No |
No |
No |
No |
| Courtesy car |
standard |
No |
standard |
standard |
standard |
No |
| Enhanced courtesy car |
No |
No |
No |
No |
No |
No |
Advantages Offered By HSBC Car Insurance:
-
HSBC has a top-level panel comprising of Allianz, Sun Alliance, Norwich Union, Axa, Fortis and Royal.
- HSBC Car Insurance will give 10 percent discount if you purchase their policy online.
- They offer both competitive price, as well as cover.
- Though there are certain conditions, their no claims discount is for a maximum of 70 percent.
- They have round the clock claims line, which is free of charge.
- Payment can be made conveniently in instalments.
- For comprehensive cover holders, the cover for windscreen and glass is unlimited, as long as the insurer use approved repairer.
- If insurer use a repairer recommended by them, a courtesy car will be made available at no charge.
- There are discounts for garaged cars and also for ones with low mileage.
- European coverage for HSBC Car Insurance is free for three months (90 days)
- If insurer uses the recommended repairer, then for at least two years, repairs are guaranteed.
- The satellite navigation system and entertainment systems fixed permanently by manufacturer will get unlimited cover.
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