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  • Finance >> Travel Insurance >> Travel Insurance Coverage >> Travel Insurance Coverage

    Travel Insurance Coverage


    A student travels abroad visioning sound education leading to a bright career. A businessman travels with a busy brain to expand his kingdom of business. A Peron vexed with his routine life dreams a great relaxation and plans a foreign trip.

    Another one who has everything in life and wants something special and thrilling plans an adventure Travel and books the tickets for the trip. Hopes everything goes smoothly.

    But there are many ‘if’s ‘but’s in every aspect of life. You are never sure of unexpected events that might happen during your trips. To take care of these Ifs and Buts and ensure you have a secure journey we have a range of Insurance companies offering Travel insurance. It basically covers financial expenses, medical expenses and other losses that may occur while traveling. These cover expenses and incidents which may happen within the country or which may occur internationally.

    Events that come under the coverage differ depending on the company and the coverage one selects, but there are certain general aspects which are taken into consideration. Death is the biggest accident in life and unfortunately if it occurs suddenly during the travel in some other country, the provision of overseas funeral expenses can be met if it is covered under the travel insurance. Even in case of accidents, moving from the place of accident, medical expenses, arrangements of sending back to home country. etc., are covered by the policies of Travel Insurance offered by many companies. If any injury or disablement occurs during the traveling period, such aspects will be compensated with benefits.

    In certain cases when the departure is delayed, or cancellation occurred, coverage will be provided. Various important papers, money, and essential possessions will be covered if loss, theft or damage occurs during trips if you have covered yourself with travel insurance. Sometimes due to the security process or other such causes, the receipt of luggage will be delayed causing inconvenience to the travelers and in such cases, the insurance companies assist with essential commodities. Legal assistance is also covered by many Travel Insurance Companies. If the car taken for rent gets damage, excess will be paid.

    These are the general aspects covered by the insurance companies based on the coverage you opt for.

    However there are some specific circumstances where a separate and Special Travel insurance cover will be needed and thus you may happen to incur extra charges.