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Is secured on your home. Rates depend on your circumstances; usually lower than an unsecured loan and often more flexible.

Not secured on your home. May not qualify you for the best rates. Applying to a number of lenders may affect your credit score.
 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

Based on your information we recommend you speak to a personal debt adviser.

They will offer you advice on:
  • Whether a loan is your best option
  • Consolidating your debts
  • Reducing the amount you owe
  • How to freeze your interest payments
  • Protecting you from creditors

 
 
 
 
 

 
 

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UCB Home Loans


Getting a home loan is no mean task. That is why home owners everywhere make an effort to shop around for a variety of home loans before they single out the winner. UCB Home Loans provides customers with specialist mortgages that will suit their varying needs. Existing customers of UCB Home Loans generally have access to special loans from the company, and different mortgage deals are set aside for intermediaries and solicitors as well.

New customers are allowed to choose from among the Self-Certification products from UCB Home Loans. This is very beneficial to people who are not able to show proof of their income. If you have somehow acquired a bad credit history, then you can look at the range of adverse loans from the UCB Home Loans stable. Are you looking at buying property so that you can rent it out after a while? In that case, the Buy to Let loans from UCB will probably be the best bet for you. In fact, you can think about getting Buy to Let Self-Certification mortgage plans for up to 10 properties. These could include both purchase and remortgage plans.

UCB Home Loans has mortgage calculators to help you ascertain how much of a loan you will really need. Thus, you can keep tabs on your own budget even as you look through the various home loan plans that UCB has on offer. If you are looking for a mortgage to suit your needs and your budget, UCB Home Loans may have just the thing for you.