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  • Finance >> Car Insurance >> Virgin Car Insurance

    Virgin Car Insurance

    Virgin car insurance was started in 2004. It has made a huge impact in insurance market in United Kingdom. The company is the part of top level venture capital group Virgin. They are well known for their range of customer friendly products. Insurance policies offered by this insurance provider are designed to meet individual’s needs. Prices are very competitive and premium depends on the coverage area. This company is awarded as best car insurance provider. Product range offered by this company includes complete comprehensive cover, third party insurance, breakdown cover and third party with fire and theft cover.

    There are certain advantages associated with the insurance policies of the company that make them more effective. The company offers cover for legal liability for third party death or injury in all car insurance policies. Cover for legal liability for damage to other person’s property is inbuilt in every level of coverage. European cover is provided for 3 days by them. Virgin Car Insurance policy holder will get new car as replacement in case of major damage to the car. Benefit of a courtesy car is available while your car is in garage for service or repair. Loss of keys and transportation after accident are not covered by Virgin car insurance.

    Virgin car insurance provides cover for windscreen replacement and repair for comprehensive level of coverage. Comprehensive cover also includes protection for the manufacturer fitted audio equipment. Breakdown cover will be helpful to the policy holders in the event of breakdowns. The Insurance company policies will take care of accident claims of policy holders. Claim lines are open for 24 hours. It offers facility of break up payments like monthly payments to reduce the burden. You can avail certain discount while purchasing the policy online. If you already have other policy of the company, then you will get additional loyalty discount too.

    Virgin is a top level venture capital, branded organization started by Richard Branson in 1970. Virgin Group Limited was launched in 1989 and Virgin Insurance introduced by them in 2004 is very successful and has made a great impact in the car insurance market in UK. Virgin Money, just like all other Virgin Companies has been started in 1995 to give customers improved deals and an array of financial products that give great value, are easily sorted out and understandable. They introduced Virgin Car Insurance in 2004. Richard Branson, a dynamic personality has helped to enhance the company’s business profile. By transferring the Virgin brand name to their car insurance company, they were able to attract new clients, along with the existing ones and able to clinch great deals.

    Virgin Car Insurance Coverage
    Product Features Coverage
    New Car Replacement Yes
    Personal belongings £100
    Child car seat No
    Loss of keys Not covered
    Maximum free foreign days 3 days
    Guaranteed no claims discount No
    Rescue cover cost
    Transport after accident No
    Courtesy car standard
    Enhanced courtesy car No

    Virgin Car Insurance was voted in the Award function held by Money Direct, 2007 as the best provider of motor insurance. They do many charitable activities including supporting charities like Everyman and other events to raise funds for cancer. Their product range includes third party traditional insurance for fire and theft, complete comprehensive cover, breakdown cover and third party insurance. They have a multitude of websites for giving assistance, with various options for car insurance.

    Advantages Offered By Virgin Car Insurance:

    Unlike other companies, Virgin Car Insurance offer lower cost insurance by providing clients the facility to break up the payments into tiny monthly payments. By purchasing their cover online, customers can avail a discount of 10 percent. Virgin Car Insurance ensures that customers can get savings up to 48 percent. Moreover, if the customers have any other insurance policy of Virgin such as home, travel or else pet insurance there will be more benefits and thereby better savings. Customers can keep their bonus even after their claims have been taken care of.

    Virgin Car Insurance takes care to offer competitive prices by monitoring the rates of their competitors. Besides, they give instant quotes. Virgin Car Insurance will take care of the accidental claims of customers while breakdown cover will help customers in the case of breakdowns. For this, Virgin Car Insurance has formed an alliance with Green Flag Motoring Assistance, as they provide round the clock assistance on every day in a year. At the spot itself, they fix about 80 percent of the breakdowns and they offer services not only at home, but on any other place as well. One hour of spot labour is free. After that, if necessary, car will be taken to the garage for repairing or else they offer the choice of driving the customers and their cars to the desired location or to their home. Another option is to hire car on the basis of availability for continuing onwards to the customers’ destination. They also offer other choices like providing the cost of fare for alternate transport for going forward to the customers’ place of destination or B & B accommodation during the period repairs are being carried out. All customers have to do is to make a free phone call. They will not have to pay callout fee or a mileage charge.