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Halifax Credit Card

Halifax was founded in 1852 and in 2001 it merged with Bank of Scotland to become a part of the HBOS Group. The group has more than 22 million customers and over 60,000 employees. They are the largest mortgage and savings providers in UK. Halifax products include banking investment, home insurance, travel insurance, car insurance, life insurance, critical illness insurance and pet insurance.

Halifax has bagged the 5 start rating from an independent market research company for its travel insurance. Halifax caters to all types of customers.

Halifax Credit Card comes with its own benefits and advantages. There is no interest on balance transfers and purchases till 2008. All purchases and balance transfers have 0% interest for a period of 12 months. The APR is 15.9% and handling fees of 3% applies to each balance transfer made. There are comprehensive cover plans to protect the Credits Cards.

The extras that come with the card are no annual fee, interest free credit up to a period of 59 days if you pay off each months balance. The website is protected against fraud and there is cover for online fraud if you do the buying online. MasterCard is accepted at over 24 million locations all over the world. If your card gets lost you will get replacement. Add on cards are available for your family members. Help lines are available round the clock and you can manage all your data online for the card.

With Halifax providing the best benefits why not choose it to make your life simpler.