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HSBC Credit Card

HSBC Bank is the worlds leading financial service provider with banking, credit cards and loans under its wings. HSBC Credit Cards are the sixth largest supplier of credit cards.

With a HSBC Card you can avail many benefits which are interest free purchase for 12 months from the date of account opening. Balance transfers affect an interest of 4.9% till January 2012. Balance transfers can be done from store cards and other non-HSBC Cards. Handling charges of 2.5% for balance transfer applied.

After the introductory period all transactions like balance transfers and purchases will have a standard variable rate of interest. Interest free period of 56 days on all purchases will be given if you pay the account balance for the month in full. Additional cards for spouse and children above the age of 18 can be availed.

The current APR of HSBC is 15.9%.

You can manage your credit card online, through the bank or over phone. Internet provides 100% security.

The other benefit of owning a HSBC Card comes with reclaim of 10% interest if you have a bank account plus or a graduate account plus. The reclaim can be made every financial year ending 31st August.

With some many benefits on the offer you should choose a HSBC Credit Card and enjoy them.