Zero, is the only credit card that offers a feeless foreign card that can be used anywhere around the globe. The idea of releasing this Credit Card originated from the fact that a lot of Brits (using Santander cards) going on a holiday are planning to sharply watch their budget this time. Out of 5 Brits, 4 of them definitely want to make a trip. Ten million people intend to decrease their holiday expenditure.
Some statistics had it that the biggest cut back was on eating out, some 54% claimed they would want to refrain from this luxury while 46% claimed to cut down their money spending. The remaining 40% wanted to cut down expenses involving their accommodation.
Its director, Mr. Callum Gibbson, said that Britons could make their cash go further when they are abroad by paying in local currency thus avoiding a charismatic currency fee just for converting their purchase to an excellent thing. He also added that this credit card does not charge any fee for the conversion of transactions that were made in foreign currency. He also maintained that the customers did not have to indulge in paying extra fee for a cash advance while holidaying.]]>
The most horrifying finding of the Association of British Insurers (ABI) was that there were 4,300 dishonest Travel Insurance claims worth £5m the previous year.
This has raised a red alert among the insurers and overseas police forces. As a result, ABI said that if anyone was caught cheating their insurers, then they would have to face higher insurance costs and other problems pertaining to their motor and house insurance. Both, the insurers as well as the overseas police forces are now more vigilant than before and have maintained industry-wide databases regarding the fraudulent claims. If one is held over a fraudulent claim, then he will face the consequences. He won’t be lent money so easily in future and he may also face prosecution.
The ABI’s director, Mr. Nick Sterling claimed that travel insurances were there to cover if things went miserably wrong when you were on a vacation and not for false claims that people were coming up with. ABI group also said that insurers were on a search for potentially fake claims.
An instance of a fake claim is as follows:
A photographer claimed £8000 worth camera’s alleged theft.
When you need money urgently, it is wise enough to apply for a ‘No Fax Pay Day Loan’. This service proves to be very useful when you need money right away and are under a fix since your next paycheck has literally all the time on earth to reach you.
What do we mean when we say ‘No Fax Pay Day Loan’?
It is just a Cash Advance Loan. This loan comes very useful when you are really in need of money and can’t find another alternative but forced to wait till you receive your next paycheck. ‘No Fax’ here stands for no paper work. Yes! You don’t need any paper work to get your loan dispatched.
Just to highlight a few turn-ons of this scheme:
• You just need to submit an online application. Easy enough?
• Most of the times, the approval just takes nothing more than half an hour. Pretty quick isn’t it?
• ‘No fax’, you don’t have to mess around with your documents any longer.
• Relief? That you could obtain the cash you needed and a sense of security is sure to embrace.
You can benefit from this worthy scheme provided you opt for the right money lending company. For this you need a little bit of research, in the sense, you need to look into the company origin details and the license, rates offered, etc.
The new economy has seen the presence of different type of consumers among shoppers of Car Insurance. They are all mainly interested in savings when dealing with the insurance company. By making comparisons of insurance rates of different companies online, it is possible to comprehend the way premiums are calculated. It is possible to save even up to quite a few hundred dollars, giving motorists the opportunity of making a tidy savings when they take out policy online.
Now days, people are aware that insurance premiums are dependent on the type of car they purchase. It is not necessary always that expensive cars cost owners more insurance premiums while cheaper cars lesser premiums. There are expensive cars specifically designed to accept and wreak minimal damage during accidents thereby reducing total insurance outlay. Besides, there is certain economy cars that can end up damaged from even the smallest amount of impact. People are able to obtain online a clear idea about the type of cars they can purchase which enables them to get a big advantage on insurance premiums.]]>
Many car insurance companies are unwilling to offer Car Insurance for drivers of younger age. The statistics of road accidents substantiate these companies’ prudence, as perpetrators of accidents are more among drivers of age 21 or below than in any other age groups. Consequently insurance companies are charging younger drivers with high insurance premiums.
Make sensible car selection for younger drivers to slash insurance premium. It is better to opt for lesser flashier vehicles with smaller engines, as they are less likely to smash slower cars. By purchasing older cars, young drivers can avail cheaper cover for theft, fire and third party as a substitute for comprehensive cover.
Students with good grades are offered discounts. There are insurance companies proffering discounts for fitting Data Recorders to ensure parental monitoring of car speed. Adding the younger driver to the parent’s insurance is another alternative, even if kids make car payments. Augment deductible (amount paid before advent of insurance company). Young drivers finishing “Pass Plus Course” of Driving Standards Agency get reasonable discount for their broader experience of motoring conditions.]]>
The AA is asking homeowners to check their insurance policies carefully to ensure that they are getting worth the value.
Though most buy a combined home and Content Insurance policy, AA insurance feels that it might not be the most sensible thing to do. A combined policy could be expensive too.
Simon Douglas, director of AA Insurance, said that a good number of homeowners would save money from buying policies from different providers. However, if you are purchasing a policy through a broker a single policy could be effective.
The November Mintel Home Insurance says that one-third of homeowners chose to take out home and contents cover with their mortgage provider though there were chances of saving money had they shopped around a bit.]]>
With the UK NHS becoming more and more overstretched people have started raising serious concerns on the long term future of this institution. The UK NHS is unchallenged around the world, though many health tourists have been known to have left the country without paying dues. With the current recession period in the UK, and funding becoming more and more difficult, many people are thinking of private Health Care Insurance for themselves and their families.
Major areas of the NHS are general health care are no longer free of cost in the UK and more often than not significant costs are attached. Many people have also raised concerns regarding NHS waiting lists and postcode lottery which has come under high criticism from people alleging that different people from different areas have received different treatment. Therefore more and more people are now considering private healthcare insurance. Though you might get better and faster response from private insurance but not without paying higher charges.]]>
All homeowners have been warned by Halifax Home Insurance to take positive measures to avoid subsidence risk as temperatures are expected to soar this summer and less rains expected than previous year. Homeowners leaving especially in the south-east of England should be cautious of high risk because of clay-based soil and higher temperatures.
Halifax also expects a rise in the number of claims connected with higher temperatures. Association of British Insurers (ABI) reveals that the insurance industry received more than 144,000 subsidence claims in the course of the past four years which amounted to £825 million. Neil Curling of Halifax Home Insurance says that though homeowners are not to be blamed for subsidence, people should take sufficient measures to prevent subsidence and the inconveniences associated with it. Halifax advises its customers that they should immediately inform them of they notice cracks on the walls.]]>
Foreign exchange specialist HiFX suggests that in the coming days, British Travel Insurance customers could find their holidays less expensive. According to HiFX, pound is likely to become stronger following the announcement of European Central Bank or ECB that sterling was up by 0.36 per cent against the Euro. Currency strategist Marc Cogliatti said that though foreign trips could become less expensive it will not reach the low as it was two years ago.
Currently, the pound is 15 per cent higher as compared to what it was last year. Cogliatti therefore suggests that now is perhaps the best time for travel insurance customers to visit places like South Africa which is also hosting the Confederations Cup.]]>
If you are applying for Pet Insurance online, then Tesco is offering 35% off on pet insurance for new customers. Pet owners consider their pets as part of their family and Tesco is just helping customers with a good deal in times of recession. More than three quarters of the women treat their pets as their friend and talk to them like a person while a third prefer the company of their animals than humans.
Rachel Cutler, head of Tesco pet insurance says that owning a pet is a great experience and a cat or a dig could be a man’s best friend and a good company for children specially. However, pet insurance can be a costly affair especially in such tough economic times. So Tesco has reduced its costs and its policies start at £4.50 a month for cats and £8 for dogs.]]>