MRL Travel Insurance For Over 65

Are you over 65 and feel that you should have a traveller’s insurance like your son who is just 30? Then you are absolutely right! Why should you pay extra premiums just for your age? Well, now there is good news for all travellers above 65.
MRL insurance has introduced a policy that will cover people till the age 80. What’s best about the policy is that it takes into consideration only the pre-existing medical condition for the last 12 months only and not for the last five years as is the case for most Travel policies. The policy covers travel to Europe or worldwide and unlimited trips for a period of 93 days (45 days for travellers aged 65-74, or 31 days for those between 75 to 79 years). The starting price of the policy is £15. The cost of an annual Europe multi-trip is about £79. MRL claims to be UK’s first fully self-certified policy. This means that travellers need not undergo any further medical tests once they have completed the application process.
This is good especially in cases if you have recovered from a serious condition in the past. According to a compare website, this policy offers good value in conditions of cancellation, baggage and medical cover. However, as all policies you must carefully go through the small print as well for example, the policy is not clear if asthma patients are covered or not. You will also not be provided cover if you have a background of heart ailment, a terminal disease or changed your medication in last three months. A similar policy would probably cost you only £6-7 with some other company while the MRL policy is more than £25 but the benefit of MRL policy is that it covers more medical conditions than any other policy does.

Leave a Reply