Finance >> Business Insurance >> Shop Insurance >> Shop Insurance

Shop Insurance

Do you own a shop which sells goods? If you own a restaurant, shop, hotel or public house, then Shop Insurance is the right option for you.

Shop Insurance is used to cover the buildings, public liability, personal assault, accidental damage and contents of your business.

The cover includes the following:
  • Buildings – it also includes the outbuildings, gate, fences and walls
  • Contents include the equipment, business machines, and decorations inside and outside the building, fixtures and fittings
  • Stock which include work in progress, finished goods and goods in trust, goods in transit
  • Loss of money or personal injury by assault
  • Some policies are extended to include hairdresserÂ’s treatment risks, loss of license, refrigerated stock etc.
Some companies have online application form and quotes are supplied to the potential customer within 24 hours.

Insurance companies which provide Shop Insurance are AXA and Lloyds TSB.

AXA understand the needs of the shop owners and increases the cover on stock sum insured by 25% during festive seasons. Insurance also provides replacement of glass of shop windows, doors and partitions on 24 hour basis. The company also offers discount is the insurance is booked online.

Lloyds TSB offers stand cover and other optional extras which take care of the needs of the business.

All these insurance can be booked online and the companies offer discounts for online booking.

With a host of companies offering Shop Insurance, buy one for your business and protect yourself from the risks.